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Senate Health-Care Bill: Two Small-Business Views
By Gary Fields
Mike Brey, owner of Laurel, Md., retailer Hobby Works, supports the bill, especially the parts that he says will increase options and reduce costs of health insurance for small businesses.
Mr. Brey, which employs about 45 people and offers a blanket, said: "We are seeing a surprising increase in premiums. It costs the company approximately $ 5,000 per year for each of the dozen employees who take the coverage, up 33% over the last two years, "he said.
The bill creates the state of trade-based insurance, or markets, where small businesses can stop portal for health plans.It provides tax credits up to 50% of the cost of employer coverage, with maximum credit goes to companies with low wages that are less than 10 employees.
Mr. Brey said the money would encourage more small businesses to join the trade. These are good things because they make the group bigger. The bigger the group the more bargaining power, "he said.
Cardin gets grilled over insurance bill
Dozens of small business owners came together Monday in search of answers Senator Benjamin L. Cardin on tax credits, exemptions and other complexities of the legislation on health insurance being hammered in the Senate this month.
Speaking at a roundtable in over 50 business offices in the economy of Prince George's Development Corp. in Largo, Cardin (D) said small businesses pay about 20 percent higher than largest employers in the insurance coverage itself. This amounts to $ 2.4 trillion to the national cost of healthcare for their employees over the next ten years, which could lead to 178,000 small business jobs lost because of rising costs, he said.
"Companies do not have enough competition for insurance coverage," said Cardin, of Pikesville. "Over 71 percent of the insurance business in Maryland is controlled by two companies, CareFirst BlueCross BlueShield and UnitedHealthcare.
Terry L.
Governor Outlines Plan to Strengthen Small Business
Governor Martin O'Malley presented his plan to strengthen the small business community in Maryland during the political affairs of the House of Maryland Conference last week in the Chesapeake Bay Hyatt Regency in Cambridge.
Addressing more than 300 members of the House Maryland, Governor O'Malley thanked the business community for his hard work during this difficult time to move our state forward.He discussed the economic advantages of Maryland and how his administration believes that Maryland is well positioned to take advantage of opportunities offered by the challenges our country faces. He said that Maryland may be the center of American leadership in skills, safety and sustainability.
He then turned his attention to the small business community in Maryland.
"In many respects, small business is the heart and soul of our country," said Governor O'Malley."If we turn the corner from recovery to prosperity, we all need you, and we must continue to recognize that our progress as a state depends on the prosperity of small businesses."
Governor O'Malley has outlined a ten-point strategy aimed at strengthening small businesses in Maryland:
Create Commission of Maryland in the first for small businesses, built on the positive momentum of the Small Business Task Force created in July, giving the small business community for a permanent seat at the table.
Extend assistance to businesses throughout the Maryland Health Insurance Partnership, the performance of our ability to serve 1500 companies and 10,000 Maryland residents with access to quality, affordable health insurance through employment a small business in Maryland.
Create, uniform loan application to any small business applying for state funding and streamline the requirements allowing the state to further reduce red tape for small businesses in Maryland....
How about Insurance?: Maryland Business Health Insurance Small
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Research Goddess: 10 Steps to Improve Baltimore City Jobs in Small ...
Creating the state's first ever Commission for Small Business, which will be built upon the positive momentum of the Small Business Task force. Expanding assistance to state businesses through the Health Insurance Partnership, giving 1,500 businesses and 10,000 residents access to quality and affordable health insurance. Creating one uniform loan application for any small business applying for state financing and streamlining the state's permitting requirements to reduce the amount of red tape. Matching President Barack Obama 's commitment to waive borrowing fees for Small Business Administration loans, including fees for the Maryland Small Business Development Financing Authority. Working the the Congressional delegation to secure greater capital from the federal government for small businesses in Maryland. Expanding efforts to advance Minority Business Enterprise , which already has a 22 percent participation rate across state government. Setting aside a percentage of certain state contracts for small business through the Small Business Reserve Program and extending the program six more years. Working with the federal government through the Federal Facilities Task Force to make federal procurement and contracting opportunities available to more businesses throughout the state. Working with the business community to find ways to provide better skills training and promote career readiness in state schools, especially in career and technology education and science, technology, engineering and math education. Working with the business community to find a sustainable solution to the unemployment insurance challenges facing small businesses in Maryland. "If we’re going to turn the corner from recovery to prosperity, we need all of you, and we must continue to recognize that our progress as a state depends on the prosperity of small businesses," O’Malley said. "If we want a strong, growing middle class, we must have strong family-owned businesses. And to have strong businesses, we must strive to improve public safety and public education and to expand opportunity to more people rather than fewer."
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Archived Stories: Md. program helps small businesses provide ...
WASHINGTON COUNTY — Despite the economy, Maryland is betting its new Health Insurance Partnership for small businesses will be popular. Ellen Valentino, state ...
Maryland Health Insurance Partnership
... about the Health Insurance Partnership to small business owners that may be eligible. ... Health Care Commission 4160 Patterson Avenue Baltimore MD 21215 ...
Article: Md. Adopts Health Insurance Revisions Aimed At Small Busin...
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